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	<title>Comments on: PayPal vs. Your Own Merchant Account: Which Solution is the Knock-Out Win for Your Business?</title>
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	<link>http://www.merchantjuice.com/2010/04/paypal-vs-your-own-merchant-account-which-solution-is-the-knock-out-win-for-your-business/</link>
	<description>Revitalize Your Business</description>
	<lastBuildDate>Sun, 18 Dec 2011 13:19:00 +0000</lastBuildDate>
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		<title>By: Michael Hsiung</title>
		<link>http://www.merchantjuice.com/2010/04/paypal-vs-your-own-merchant-account-which-solution-is-the-knock-out-win-for-your-business/comment-page-1/#comment-107</link>
		<dc:creator>Michael Hsiung</dc:creator>
		<pubDate>Wed, 30 Mar 2011 17:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantjuice.com/?p=821#comment-107</guid>
		<description>Setting up a merchant account is easy to do. I can walk you through an application in about 5 minutes. Business and ownership information is required for an approval of a merchant account.  

In regards to programming, that will depend on how you are expecting to receive payments. For example if you are setting up online payments with automatic reoccurring billing there may be some programming you will need to do in regards to customization.  

PCI compliant hosting is required if you want to accept payments online.  You can also have a your payments page forwarded to a 3rd party secure hosted solution if you&#039;d prefer.

 </description>
		<content:encoded><![CDATA[<p>Setting up a merchant account is easy to do. I can walk you through an application in about 5 minutes. Business and ownership information is required for an approval of a merchant account.  </p>
<p>In regards to programming, that will depend on how you are expecting to receive payments. For example if you are setting up online payments with automatic reoccurring billing there may be some programming you will need to do in regards to customization.  </p>
<p>PCI compliant hosting is required if you want to accept payments online.  You can also have a your payments page forwarded to a 3rd party secure hosted solution if you&#8217;d prefer.</p>
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	<item>
		<title>By: Syed</title>
		<link>http://www.merchantjuice.com/2010/04/paypal-vs-your-own-merchant-account-which-solution-is-the-knock-out-win-for-your-business/comment-page-1/#comment-99</link>
		<dc:creator>Syed</dc:creator>
		<pubDate>Wed, 19 Jan 2011 03:52:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantjuice.com/?p=821#comment-99</guid>
		<description>nice article!

I have a question about merchant accounts, how do I set one up? Is there any server administration and/or programming involved? Do I need PCI compliant hosting etc? Please let me know.

thanks.</description>
		<content:encoded><![CDATA[<p>nice article!</p>
<p>I have a question about merchant accounts, how do I set one up? Is there any server administration and/or programming involved? Do I need PCI compliant hosting etc? Please let me know.</p>
<p>thanks.</p>
]]></content:encoded>
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	<item>
		<title>By: auto sales</title>
		<link>http://www.merchantjuice.com/2010/04/paypal-vs-your-own-merchant-account-which-solution-is-the-knock-out-win-for-your-business/comment-page-1/#comment-98</link>
		<dc:creator>auto sales</dc:creator>
		<pubDate>Mon, 17 Jan 2011 11:07:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantjuice.com/?p=821#comment-98</guid>
		<description>&lt;strong&gt;Pretty good post...&lt;/strong&gt;

I just stumbled upon your page and wanted to say that I have really enjoyed reading your blog posts. Any way I&#039;ll be subscribing to your rss and I hope you post again soon....</description>
		<content:encoded><![CDATA[<p><strong>Pretty good post&#8230;</strong></p>
<p>I just stumbled upon your page and wanted to say that I have really enjoyed reading your blog posts. Any way I&#8217;ll be subscribing to your rss and I hope you post again soon&#8230;.</p>
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	<item>
		<title>By: Merchant Juice</title>
		<link>http://www.merchantjuice.com/2010/04/paypal-vs-your-own-merchant-account-which-solution-is-the-knock-out-win-for-your-business/comment-page-1/#comment-62</link>
		<dc:creator>Merchant Juice</dc:creator>
		<pubDate>Mon, 14 Jun 2010 22:58:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantjuice.com/?p=821#comment-62</guid>
		<description>Hi Stephen,&lt;br&gt;&lt;br&gt;Thanks for your comment.  It is true that travel related businesses have trouble maintaining merchant accounts because of the high ticket prices and a high risk of chargebacks on airfare and cruises.   It wasn&#039;t always like this but scam artists have ruined it for the industry.  &lt;br&gt;&lt;br&gt;This does not mean there is no solution.. it just means they may be more costly. My answer to your question is yes, but it depends on the specific services that are being offered.  If the companies are selling air travel and cruises, those merchants will need to process offshore at a premium of 7-8%.  Unfortunately that is the reality of the situation.  If the companies are selling land travel and tour packages, I can get them approved with a regular domestic merchant account which will be priced with the going interchange rates (generally 1-3%).  Getting the lower rates as well as the approval of a merchant account also does depend on how far in advance the company will take payment prior to providing the service and their average ticket.  &lt;br&gt;&lt;br&gt;As far as Paypal Pro is concerned.. I dont&#039; think they will process air/sea travel either.. Have you researched this in depth?  I would be interested in knowing.  I hope this is helpful.&lt;br&gt;&lt;br&gt;If you have more questions please post them here or even give me a call at (949) 999-6905. &lt;br&gt;&lt;br&gt;Thanks,&lt;br&gt;&lt;br&gt;Mike</description>
		<content:encoded><![CDATA[<p>Hi Stephen,</p>
<p>Thanks for your comment.  It is true that travel related businesses have trouble maintaining merchant accounts because of the high ticket prices and a high risk of chargebacks on airfare and cruises.   It wasn&#39;t always like this but scam artists have ruined it for the industry.  </p>
<p>This does not mean there is no solution.. it just means they may be more costly. My answer to your question is yes, but it depends on the specific services that are being offered.  If the companies are selling air travel and cruises, those merchants will need to process offshore at a premium of 7-8%.  Unfortunately that is the reality of the situation.  If the companies are selling land travel and tour packages, I can get them approved with a regular domestic merchant account which will be priced with the going interchange rates (generally 1-3%).  Getting the lower rates as well as the approval of a merchant account also does depend on how far in advance the company will take payment prior to providing the service and their average ticket.  </p>
<p>As far as Paypal Pro is concerned.. I dont&#39; think they will process air/sea travel either.. Have you researched this in depth?  I would be interested in knowing.  I hope this is helpful.</p>
<p>If you have more questions please post them here or even give me a call at (949) 999-6905. </p>
<p>Thanks,</p>
<p>Mike</p>
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		<title>By: Stephen Joyce</title>
		<link>http://www.merchantjuice.com/2010/04/paypal-vs-your-own-merchant-account-which-solution-is-the-knock-out-win-for-your-business/comment-page-1/#comment-56</link>
		<dc:creator>Stephen Joyce</dc:creator>
		<pubDate>Fri, 14 May 2010 21:44:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantjuice.com/?p=821#comment-56</guid>
		<description>Good article Michael.  I have found that in the travel/tourism sector that many merchants have a very hard time getting merchant accounts because their businesses are considered &quot;high risk&quot;.  This is due primarily to the fact they are selling vouchers for their tours/activities in advance of delivery (which can be anywhere from a week to 6 months).  Most merchant providers we have contacted on behalf of our customers want hefty ($15-30K) deposits and continuous rolling deposits to protect against cancellations and chargebacks.  This ofcourse makes it almost impossible for a small tour operator to get a merchant account and, as a result, they turn to Paypal Pro for their processing.  Many of our customers that have gone the Paypal Pro route because of the inability to get a proper merchant account are happy with the service, BUT they could be paying less if they had a true merchant account.&lt;br&gt;&lt;br&gt;So my question to you is... do you know of any providers that specifically specialize in providing solutions for small tourism related businesses and what their rates are?  I would love to recommend a non-Paypal solution to tour operators but right now the options are very limited.</description>
		<content:encoded><![CDATA[<p>Good article Michael.  I have found that in the travel/tourism sector that many merchants have a very hard time getting merchant accounts because their businesses are considered &#8220;high risk&#8221;.  This is due primarily to the fact they are selling vouchers for their tours/activities in advance of delivery (which can be anywhere from a week to 6 months).  Most merchant providers we have contacted on behalf of our customers want hefty ($15-30K) deposits and continuous rolling deposits to protect against cancellations and chargebacks.  This ofcourse makes it almost impossible for a small tour operator to get a merchant account and, as a result, they turn to Paypal Pro for their processing.  Many of our customers that have gone the Paypal Pro route because of the inability to get a proper merchant account are happy with the service, BUT they could be paying less if they had a true merchant account.</p>
<p>So my question to you is&#8230; do you know of any providers that specifically specialize in providing solutions for small tourism related businesses and what their rates are?  I would love to recommend a non-Paypal solution to tour operators but right now the options are very limited.</p>
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		<title>By: Kylie Batt</title>
		<link>http://www.merchantjuice.com/2010/04/paypal-vs-your-own-merchant-account-which-solution-is-the-knock-out-win-for-your-business/comment-page-1/#comment-53</link>
		<dc:creator>Kylie Batt</dc:creator>
		<pubDate>Thu, 22 Apr 2010 07:43:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantjuice.com/?p=821#comment-53</guid>
		<description>&lt;strong&gt;сказка...&lt;/strong&gt;

&lt;a href=&quot;http://work-enjoy.ru/?p=142&quot; rel=&quot;nofollow&quot;&gt; &lt;/a&gt;  If you are a home based business that involves [.......</description>
		<content:encoded><![CDATA[<p><strong>сказка&#8230;</strong></p>
<p><a href="http://work-enjoy.ru/?p=142" rel="nofollow"> </a>  If you are a home based business that involves [&#8230;&#8230;.</p>
]]></content:encoded>
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		<title>By: Kylie BattName</title>
		<link>http://www.merchantjuice.com/2010/04/paypal-vs-your-own-merchant-account-which-solution-is-the-knock-out-win-for-your-business/comment-page-1/#comment-48</link>
		<dc:creator>Kylie BattName</dc:creator>
		<pubDate>Sun, 11 Apr 2010 18:39:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantjuice.com/?p=821#comment-48</guid>
		<description>&lt;strong&gt;В этом что-то есть. Спасибо за помощь в этом вопросе, чем проще, тем лучше:...&lt;/strong&gt;

&lt;a href=&quot;http://flagman-zapada.ru/?p=1339&quot; rel=&quot;nofollow&quot;&gt; &lt;/a&gt;  If you are a home based business that involves [.......</description>
		<content:encoded><![CDATA[<p><strong>В этом что-то есть. Спасибо за помощь в этом вопросе, чем проще, тем лучше:&#8230;</strong></p>
<p><a href="http://flagman-zapada.ru/?p=1339" rel="nofollow"> </a>  If you are a home based business that involves [&#8230;&#8230;.</p>
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